Start Here — 60-Second Intake
Start with the Apply Now link above to begin your application with Pre Approved Mortgage. If you'd rather talk through your situation first, call or text 515-770-2491 — no obligation, and no application is required to ask a question.
Note: this standalone page has no lead form of its own. Apply Now and call/text are the routes for applications and questions.
Down Payment Help — Chenoa Fund
Down payment assistance may be available through the Chenoa Fund program. Key facts:
- Forgivable option: 30-year, 0% — or repayable option: 10-year
- Down payment assistance is generally 3.5%; a 5% repayable option is also available
- No income limit
- No first-time-buyer requirement
- 600 minimum credit score
- Available in all states except New York
Eligibility and terms depend on the full program guidelines and your loan file. Ask Bryan whether Chenoa fits your purchase — and note that this page does not claim Bryan or Pre Approved Mortgage is Chenoa-approved; that status is unverified.
VA Loans — Education Only
This section is education only. VA loans are a type of home loan available to eligible veterans, service members, and certain others under Department of Veterans Affairs program rules. Eligibility, entitlement, and terms are set by the VA and the lender — not by this page.
If you think you may be VA-eligible, call or text 515-770-2491 to talk through the general process, or start an application with the Apply Now link above.
Frequently Asked Questions
How do I get pre-approved in Iowa?
Start the application via Apply Now, or contact Bryan; pre-approval depends on lender review, no approval promised.
What is Chenoa Fund down payment assistance?
Forgivable 30-year 0% and repayable 10-year options, generally 3.5% with a 5% repayable option, no income limit, no first-time-buyer requirement, 600 minimum score, all states except NY; example only $300,000 = $10,500 at 3.5%.
Can veterans learn about VA loans here?
Yes — education only: eligibility, Certificate of Eligibility, buying steps, appraisal and property notes, PCS notes; eligibility is the VA decision alone.
Who is Bryan Curtis?
Owner & Managing Broker at Attain RE and loan officer at Pre Approved Mortgage, Personal NMLS #1820018, call/text 515-770-2491.
Disclaimers
Personal NMLS #1820018. Bryan Curtis is a loan officer at Pre Approved Mortgage. Only his personal NMLS number is listed here; no company NMLS number is stated.
VA / Department of Defense non-affiliation: This page is not affiliated with, endorsed by, or acting on behalf of the U.S. Department of Veterans Affairs or the U.S. Department of Defense. VA loan information here is education only.
Chenoa: No claim is made on this page that Bryan Curtis or Pre Approved Mortgage is Chenoa-approved.
Loan approval, rates, and terms are subject to lender underwriting and program guidelines, and are not promised by this page.